California Home Buyers may be eligible to BUY A HOME WITH NO MONEY DOWN with the Golden State Finance Authority Platinum FHA Program.

The GSFA (Golden State Finance Authority) Platinum FHA Program assists buyers in obtaining conventional mortgage to purchase new or existing homes. The GSFA Home Buying Program offers a competitive fixed rate mortgage loan for qualified buyers up to a 5% grant for down payment assistance and closing costs. And best of all, because this program is a grant, it does not need to be paid back!


Down Payment and Closing Cost Assistance

Down payment and closing cost assistance is calculated as 5% of the initial principal balance of loan amount. The maximum loan amount is the lesser of $417,000 or the maximum loan amount permitted by HUD. All buyers must attend a home buyer education course and obtain a certificate of completion and also receive a home inspection.


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More Great News

The great news about the GSHA Down Payment Assistance Program is that there is no first-time home buyer requirement. This means that previous home owners can still take advantage of all the amazing features this program offers. Home buyers are able to use this program to purchase homes throughout California, so buyers are free to search homes that fit them best.


GSHA Down Payment and Closing Cost Assistance Program

  • Down payment assistance currently in the form of a Grant, no repayment required
  • Available the purchase of primary residences in California
  • New or existing properties are eligible
  • Program is NOT limited to first-time homebuyers
  • 30 year Mortgage Rates
  • Guild Mortgage provides approved Loan Officer
GSHA’s mission is to support affordable home ownership in California by providing financial assistance programs to both home buyers and homeowners. GSHA has partnered with Guild Mortgage to provide affordable financing programs with a focus on low-to-moderate income families in California. If you’d like more information or you’re interested in applying for the GSHA Down Payment Assistance Program, please contact us today. All loan qualification subject to change.